Our Cash App Fee Calculator helps you estimate all transaction fees for personal accounts, business accounts, and Bitcoin purchases. Whether you're sending money to friends, receiving payments for your business, or buying cryptocurrency, knowing the fees involved helps you plan your finances better.
Cash App allows users to send and receive money for free when using a personal account and making payments through a linked bank account or debit card. However, if a credit card is used for the transaction, a 3% fee applies.
For business accounts, Cash App charges a 2.75% transaction fee for each payment received. Unlike personal accounts, business accounts do not have the option of fee-free transfers.
Cash App provides two transfer options when withdrawing funds to a bank account:
If you use Cash App for Bitcoin transactions, the following fees apply:
Transaction Amount | Fee |
---|---|
$0 - $9.99 | 3% |
$10 - $100 | 2.25% |
$100.01 - $200 | 2% |
$200.01 - $1000 | 1.75% |
$1000.01 - $2000 | 1.5% |
$2000.01 - $3000 | 1.25% |
$3000.01 - $5000 | 1% |
>$5,000.01 | 0.75% |
Feature | Cash App | Zelle | Venmo | Apple Pay | Chime | Square | PayPal |
---|---|---|---|---|---|---|---|
Personal Transfers | Free | Free | Free | Free | Free | N/A | Free (Friends & Family) |
Credit Card Payments | 3% | N/A | 3% | 3% | N/A | 2.6% + $0.10 | 2.9% + $0.30 |
Instant Withdrawal | 1.5% | N/A | 1.75% | 1.5% | Free (with SpotMe) | N/A | 1.75% |
Business Transactions | 2.75% | N/A | 1.9% + $0.10 | N/A | N/A | 2.9% + $0.30 | 2.9% + $0.30 |