Cash App Fee Calculator

Fee
You'll Receive
Fee:
$0.00

Our Cash App Fee Calculator helps you estimate all transaction fees for personal accounts, business accounts, and Bitcoin purchases. Whether you're sending money to friends, receiving payments for your business, or buying cryptocurrency, knowing the fees involved helps you plan your finances better.

Personal Account Fee

Cash App allows users to send and receive money for free when using a personal account and making payments through a linked bank account or debit card. However, if a credit card is used for the transaction, a 3% fee applies.

Business Account Fee

For business accounts, Cash App charges a 2.75% transaction fee for each payment received. Unlike personal accounts, business accounts do not have the option of fee-free transfers.

Instant Transfer Cash Fee

Cash App provides two transfer options when withdrawing funds to a bank account:

  • Standard transfer (1-3 business days) – Free
  • Instant transfer1.5% fee per transaction (with a minimum fee of $0.25)

Bitcoin Fee

If you use Cash App for Bitcoin transactions, the following fees apply:

  • Buying Bitcoin – Cash App charges a service fee and an exchange rate fee based on market fluctuations.
  • Selling Bitcoin – A variable percentage-based fee applies depending on market conditions at the time of the sale.

Bitcoin Fee Structure:

Transaction Amount Fee
$0 - $9.993%
$10 - $1002.25%
$100.01 - $2002%
$200.01 - $10001.75%
$1000.01 - $20001.5%
$2000.01 - $30001.25%
$3000.01 - $50001%
>$5,000.010.75%

Fee Comparison Tables

Feature Cash App Zelle Venmo Apple Pay Chime Square PayPal
Personal Transfers Free Free Free Free Free N/A Free (Friends & Family)
Credit Card Payments 3% N/A 3% 3% N/A 2.6% + $0.10 2.9% + $0.30
Instant Withdrawal 1.5% N/A 1.75% 1.5% Free (with SpotMe) N/A 1.75%
Business Transactions 2.75% N/A 1.9% + $0.10 N/A N/A 2.9% + $0.30 2.9% + $0.30

FAQ: Common Questions About Cash App Fees

How much is the Cash App fee for $1,000?
If you send $1,000 using a credit card, you will be charged a $30 fee (3%). If you withdraw the amount instantly, a $15 fee (1.5%) applies.
How much is the Cash App fee for $200?
If sent using a credit card, a $6 fee (3%) applies. If withdrawing instantly, a $3 fee (1.5%) is charged.
How is the Cash App fee calculated?
Cash App fees are based on transaction type: credit card payments (3%), business transactions (2.75%), instant withdrawals (1.5%), and Bitcoin fees vary by market rate.
Does Cash App work with Plaid?
Yes, Cash App is compatible with Plaid, allowing users to connect their bank accounts securely for financial transactions.

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