Cash App Fee Calculator

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Use this Cash App fee calculator to instantly find out the exact charges for sending, receiving, withdrawing, or transferring funds on Cash App.

Simply enter your transaction details, and the calculator will show you the estimated fees in real-time. Avoid hidden costs and make informed decisions with this easy-to-use Cash App charges calculator.

Personal Account Fee

Cash App allows users to send and receive money for free when using a personal account and making payments through a linked bank account or debit card. However, if a credit card is used for the transaction, a 3% fee applies.

Business Account Fee

For business accounts, Cash App charges a 2.75% transaction fee for each payment received. Unlike personal accounts, business accounts do not have the option of fee-free transfers.

Instant Transfer Cash Fee

Cash App provides two transfer options when withdrawing funds to a bank account:

Standard transfer (1-3 business days) – Free
Instant transfer – 1.5% fee per transaction (with a minimum fee of $0.25)

Bitcoin Fee

If you use Cash App for Bitcoin transactions, the following fees apply:

Buying Bitcoin – Cash App charges a service fee and an exchange rate fee based on market fluctuations.
Selling Bitcoin – A variable percentage-based fee applies depending on market conditions at the time of the sale.

Bitcoin Fee Structure:

Transaction Amount	Fee
$0 - $9.99	3%
$10 - $100	2.25%
$100.01 - $200	2%
$200.01 - $1000	1.75%
$1000.01 - $2000	1.5%
$2000.01 - $3000	1.25%
$3000.01 - $5000	1%
>$5,000.01	0.75%

Fee Comparison Tables

Feature	Cash App	Zelle	Venmo	Apple Pay	Chime	Square	PayPal
Personal Transfers	Free	Free	Free	Free	Free	N/A	Free (Friends & Family)
Credit Card Payments	3%	N/A	3%	3%	N/A	2.6% + $0.10	2.9% + $0.30
Instant Withdrawal	1.5%	N/A	1.75%	1.5%	Free (with SpotMe)	N/A	1.75%
Business Transactions	2.75%	N/A	1.9% + $0.10	N/A	N/A	2.9% + $0.30	2.9% + $0.30

FAQ: Common Questions About Cash App Fees

How much is the Cash App fee for $1,000?

If you send $1,000 using a credit card, you will be charged a $30 fee (3%). If you withdraw the amount instantly, a $15 fee (1.5%) applies.

How much is the Cash App fee for $200?

If sent using a credit card, a $6 fee (3%) applies. If withdrawing instantly, a $3 fee (1.5%) is charged.

How is the Cash App fee calculated?

Cash App fees are based on transaction type: credit card payments (3%), business transactions (2.75%), instant withdrawals (1.5%), and Bitcoin fees vary by market rate.

Does Cash App work with Plaid?

Yes, Cash App is compatible with Plaid, allowing users to connect their bank accounts securely for financial transactions.

How to calculate Cash App Fee?

To calculate the Cash App fee, determine the type of transaction. Instant transfers have a fee of 0.5% to 1.75%, while business transactions incur a 2.75% fee. Use a Cash App fee calculator for accuracy.

Why should you use the Cash App fee calculator tool?

A Cash App fee calculator helps you quickly determine transaction fees, avoiding surprises. It ensures accurate calculations for instant transfers, business transactions, or Bitcoin purchases.

How much does Cash App cost?

Cash App is free for personal payments using a linked bank account or debit card. Instant transfers, business payments, and credit card transactions have fees ranging from 1.75% to 3%.

Are Cash App fees refundable?

No, Cash App fees are generally non-refundable. Once a transaction is processed, the fee is deducted, and Cash App does not offer reimbursements unless there is a technical error.